Stopping Creditors in Their Tracks
By: Julie Koenig
The creditor letters, the constant phone calls, the threats of foreclosure and repossession — this harassment is intimidating and it has to end. We can help you stop your creditors in their tracks and overcome your crushing debt by filing for Chapter 7, Chapter 13 or Chapter 11 bankruptcy.
We recognize the stress and anxiety that creditors place on you when you are unable to pay your debt. Regardless of your life circumstances, your bills will continue to pile up without a viable way of paying them back. Fortunately, you may find the relief you need when you file for bankruptcy.
One of the most significant immediate benefits of bankruptcy is the relief you get from all collection activity and creditor harassment. As soon as legal counsel has been retained, you are able to refer all of your creditors to your attorney and your creditors cannot contact you again. When your bankruptcy is filed with the court, an automatic stay goes into effect that will:
- Stop creditor harassment (phone, in-person visits, letters)
- Stop lawsuits
- Stop garnishments
- Stop levies
- Stop liens
- Stop repossessions
- Stop foreclosures
Once you file for bankruptcy, it is unlawful for a creditor to harass you. When you consult with us, we will help you learn about the differing bankruptcy chapters, including the bankruptcy basics, as well as address your concerns, such as what happens to you property during bankruptcy. Let us help you get back on the road to financial freedom.