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Webinar: U.S. Metals v. Liberty Mutual - Rip & Tear Costs

This topic will focus on the recent Texas Supreme Court opinion in U.S. Metals, Inc. v. Liberty Mutual Group.  Our presenters will discuss the ramifications of the U.S. Metals decision, including (1) whether a CGL insuring agreement provides coverage for consequential damages if there is no covered “property damage”; (2) whether the intentional destroying of property can be an “occurrence”; (3) applicability of certain policy exclusions; (4) whether the insurance policy in effect at the time of the initial “property damage” or the policy in effect at the time of the repair is triggered; and (5) “rip and tear” endorsements limiting insurers’ exposure.  The topic will provide guidance to adjusters on responding to coverage requests for these types of claims.



R. Brent Cooper

Robert Witmeyer
Senior Attorney

Presentation - US Metals - Rip & Tear Costs

Continuing Education Credit:

TDI CE: Provider #32551
This course has been approved by the Texas Department of Insurance in the amount of 1.0 general credit hour. Cooper & Scully, P.C. is a Texas Department of Insurance registered provider.

Texas MCLE:
This course has been approved for Minimum Continuing Legal Education credit by the State Bar of Texas Committee on MCLE in the amount of 1.0 general credit hour.